Privacy Policy

Welcome to Posteridy.ai, an AI-powered business credit software platform developed by Posteridy LLC, ("we," "us," or "our"). This Privacy Policy explains how we collect, use, protect, and share your information when you access or use Posteridy.ai's website, application, software, and related services (collectively, the "Platform").

By using Posteridy.ai, you agree to this Privacy Policy. If you do not agree, please do not access or use the Platform.

1. Information We Collect

We collect the following types of information to deliver and improve your Posteridy.ai experience:

A. Information You Provide

When creating an account or using our services, you may provide:

• Business Information: Business name, EIN, address, industry, revenue range, formation date, and ownership details.
• Personal Information: Name, phone number, email address, and contact preferences.
• Financial Information: Bank relationships, business credit details, or funding goals (only if you choose to input them).
• Communications: Support messages, inquiries, or feedback you share with us.

B. Automatically Collected Information

When you use Posteridy.ai, we may automatically collect:

• Usage Data: Pages visited, time spent, and features accessed.
• Device Data: IP address, browser type, operating system, and device identifiers.
• Cookies & Tracking Technologies: Used to improve functionality, analytics, and personalization.

We do not track users across third-party websites for advertising purposes.

2. How We Use Your Information

We use your information to:

• Provide, operate, and improve the Platform.
• Generate personalized AI-driven business credit recommendations.
• Analyze business profiles to suggest suitable funding opportunities.
• Send account updates, alerts, and relevant communications.
• Improve our algorithms, customer support, and overall performance.
• Comply with legal obligations and prevent fraudulent activity.

All AI-generated insights are designed for educational and informational purposes only and do not constitute financial, legal, or tax advice.

3. How We Protect Your Information

Your privacy and data security are our top priorities. Posteridy.ai uses bank-grade encryption (AES-256) and secure cloud infrastructure to protect your information from unauthorized access, disclosure, or misuse.

We implement:

• Encrypted data transmission (SSL/TLS)
• Secure authentication protocols
• Regular system monitoring and vulnerability assessments
• Strict employee confidentiality and access control

While no system is 100% secure, we continuously update our practices to exceed industry standards.

4. How We Share Information

We do not sell, rent, or trade your personal or business information to third parties. We may share limited data only in the following situations:

• With Service Providers: Trusted vendors who assist with hosting, AI analytics, or data processing (under strict confidentiality).
• With Financial Institutions: Only when you request funding introductions or integrations.
• For Legal Compliance: When required by law, court order, or to prevent fraud or security threats.

Each third-party partner is required to uphold equivalent data protection standards.

5. AI Processing and Data Use

Posteridy.ai's AI analyzes your business profile to provide insights and recommendations. All AI computations are performed securely and are never shared outside our platform. We may anonymize and aggregate non-personal data to improve algorithms and funding recommendations over time.

You maintain full control over your business data and may delete your account or request removal of your data at any time.

6. Cookies and Tracking Technologies

We use cookies and local storage to:

• Keep you logged in securely
• Save preferences
• Collect analytics on how the Platform is used

You can modify cookie preferences in your browser settings. Disabling cookies may limit some functionality.

7. Your Privacy Rights

Depending on your location, you may have the right to:

• Access the data we hold about you
• Request corrections or updates
• Request deletion of your information ("right to be forgotten")
• Opt-out of non-essential communications

To exercise your rights, contact us at support@posteridy.ai.

8. Data Retention

We retain user information for as long as necessary to:

• Maintain your account;
• Comply with legal obligations;
• Resolve disputes;
• Improve our AI model accuracy and service quality.

You may request deletion of your data or account at any time.

9. Children's Privacy

Posteridy.ai is not directed toward children under 18. We do not knowingly collect personal information from minors. If we become aware that a child under 18 has provided us data, we will delete it promptly.

10. International Users

Posteridy.ai is based in the United States. If you access the Platform from outside the U.S., you consent to the transfer and processing of your information in the U.S. under this Privacy Policy.

11. Third-Party Links

Our Platform may contain links to third-party websites or resources. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies independently.

12. Updates to This Policy

We may update this Privacy Policy periodically to reflect improvements or regulatory changes. All updates will include a new "Last Updated" date at the top of this page.

Continued use of the Platform constitutes acceptance of any updates.

13. Contact Us

If you have questions or concerns about this Privacy Policy or your data, please contact us at:

• 📧 support@posteridy.ai
• 🏢 Posteridy LLC / Posteridy.ai
• 137 National Plaza, Oxon Hill, MD 20745

Thank you for trusting Posteridy.ai with your business information!